How this impacts you > Households
Changes we’re proposing for households
All households in New Zealand contribute in some way to the ACC Scheme.Use the links to click through to each of the proposals. Here you can have your say and give feedback.
ACC belongs to all of us for the benefit of us all. You and your whānau are contributing each time you get paid your salary or wages, fill up at the pump, or pay your rego.
Every three years everyone in Aotearoa New Zealand has the chance to give feedback on the levies that ACC charges to pay for the support and services we provide for injured people.
Levy consultation is split into two parts.
We consult on proposed changes to levy rates and other changes to incentives or how levy payers are grouped together. These are called proposed changes to the levy system.
Proposed increases to levy rates
ACC is proposing the following changes to average levy rates that will impact households.
| Account | Current (2024/25) | 2025/26 | 2026/27 | 2026/27 |
| Earners' levy per $100 wages or salary | $1.39 | $1.45 | $1.52 | $1.59 |
| Motor Vehicle levy per vehicle | $113.94 | $122.84 | $131.94 | $141.69 |
Levy rates need to keep pace with rising costs and at the same time ensure that the amount of money held by ACC is sufficient to pay for the future costs of claims. This ensures we do not need to raise more money from future levy payers to pay for the cost of today’s claims.
Read more about the proposed increases to the Earners' Account.
Read more about the proposed increases to the Motor Vehicle Account.
Proposed changes to the levy system
The Minister for ACC proposes to change how plug-in hybrids and battery electric vehicles are classified.
ACC proposes increasing the levy contribution that motorcycle owners make to the costs of injuries from accidents involving motorcycles.
The Minister for ACC proposes adding a new class of motorcycles, 0-250cc, and moving the boundary between medium-sized and large motorcycles from 600cc to 750cc.
The Minister for ACC proposes reducing levies by 25% for riders who’ve had advanced rider training within the past two years.
What our proposals mean for households and businesses
The following examples show some possible impacts of our proposed changes to the levy rates.
A family with a household income of $129,000 and three vehicles (currently paying $38.59 per week in levies) would pay $40.61 per week in 2025/26; $42.89 in 2026/27; and $45.19 in 2027/28.
A family with a household income of $85,000 and two vehicles (currently paying $27.16 per week in levies) would pay $28.48 per week in 2025/26; $29.97 in 2026/27; and $31.48 in 2027/28.
A small home construction business with 8 employees earning $70,000 each and a small fleet of three diesel driven ute/van and three petrol driven cars, (currently paying $189.75 per week in levies) would pay $178.98 per week in 2025/26; $186.55 in 2026/27; and $195.24 in 2027/28.
